# Aella - Finance Credit Score Mobile App & UX UI Design URL: https://rondesignlab.com/blog/work-in-progress/aella-finance-credit-score-mobile-app-ux-ui-design > Aella - Finance Credit Score Mobile App helps financial teams evaluate borrower creditworthiness using real-time data analytics. ## Aella - Finance Credit Score Mobile App & UX UI Design ## Client's Request > We are looking for a UX-focused solution to build a credit scoring app that improves borrower evaluations through behavioral analytics and adaptive dashboards. > > — Jack Anderson, Product Lead at Aella Credit ![Financial Software Development Services](https://res.cloudinary.com/ducxztw9n/image/upload/v1758880674/IMG_1_c1e151ac1b.webp) *Financial Software Development Services* ## About Aella Credit project Aella - Finance Credit Score Mobile App helps financial teams evaluate borrower creditworthiness using real-time data analytics, machine learning, and customizable dashboards to speed up decisions and lower credit risk. - Industry: Fintech - Category: Dashboard - Location: Denver, Colorado, USA ![Aella Credit Score Analytics Software](https://res.cloudinary.com/ducxztw9n/image/upload/v1758880671/IMG_2_35c8f9fcec.webp) *Aella Credit Score Analytics Software* ## User Challenges The existing Aella Credit App - Credit Score Dashboard ui / ux lacked unified data views, had difficult navigation for credit analysts, and did not provide flexible scorecard creation. Users struggled with delayed updates, complex reporting, and limited behavioral analytics. ## Key Pain points ### Fragmented Data Access Credit analysts needed to review multiple reports to understand borrower profiles. This increased loan processing time and reduced overall productivity. ### Complex Navigation Flows The previous UI did not allow quick access to key metrics. Users had to perform too many clicks to get basic credit insights. ### Outdated Scoring Models Static scorecards did not reflect real-time borrower behavior. This led to inaccurate credit risk decisions and increased non-performing loan rates. ![Credit Monitoring UI Solution](https://res.cloudinary.com/ducxztw9n/image/upload/v1758880673/IMG_3_a8981ef4d3.webp) *Credit Monitoring UI Solution* ## Our Strategy We analyzed the Aella - Finance Credit Score Mobile App example user flow, market benchmarks, and team feedback to identify efficiency gaps. We combined UX research, behavioral analysis, and design workshops to deliver a streamlined user interface. ## Major Findings > Our approach was centered around real-time user behavior to guide the redesign process. > > — Victoria P., Team Lead ![Credit Score Mobile App UI Design](https://res.cloudinary.com/ducxztw9n/image/upload/v1758880676/IMG_4_c947f2827b.webp) *Credit Score Mobile App UI Design* ## Project Goals Our goal was to deliver a data-driven Aella UX/UI that reduced manual work, improved credit scoring speed, and enabled customizable reporting, ensuring better engagement and higher operational efficiency. ### Real-Time Data Widgets We designed responsive data widgets that display key performance and connectivity metrics in one screen, increasing monitoring efficiency. ### Device Management Panel The new management panel provides fast access to configuration, provisioning, and firmware updates, reducing task switching by 35%. ### Embedded Alerts and Actions Critical exceptions are paired with actionable insights within the same screen. This eliminates the need to switch tabs and supports faster issue resolution. ![Finance Software Development](https://res.cloudinary.com/ducxztw9n/image/upload/v1758880671/IMG_5_5c6c61c33a.webp) *Finance Software Development* ## Valuable Insights Through our research for Aella - Finance Credit Score Mobile App project, we found that users needed better access to behavioral analytics and quicker scorecard configuration. Analysts preferred interactive dashboards that reduced review time and improved accuracy in credit scoring. ## Major Findings The final Microsoft Azure design reduced the average time to resolve device issues by 34% and improved user task completion rates by 39%, leading to faster operational response and fewer errors. ### 43% - Faster Score Access UX audits revealed users spent 42% less time accessing key borrower metrics after dashboard redesign, improving loan decision speed. ### 35% - Reduction in Manual Reporting Behavioral analytics integration lowered manual reporting tasks by 35%, helping credit teams focus on high-value assessments. ![Finance Management Software](https://res.cloudinary.com/ducxztw9n/image/upload/v1758880677/IMG_6_e5e4cc8a95.webp) *Finance Management Software* ## Our Solutions We redesigned the Aella - Finance Credit Score Mobile App with modular widgets, simple navigation, and interactive scorecards, integrating behavioral patterns and real-time updates to improve user flow and decision accuracy. ### Dynamic Behavioral Scorecards We introduced modular scorecards that adapt based on borrower behavior patterns. This improved credit scoring relevance across multiple segments. ### Credit Portfolio Dashboard A customizable dashboard allowed credit teams to track borrower health, credit trends, and risk signals in real-time with fewer clicks. > The biggest win was making credit evaluation faster without sacrificing insights. > > — Jack L., CEO ![Finance Management UI Design](https://res.cloudinary.com/ducxztw9n/image/upload/v1758880676/IMG_7_791bcd2147.webp) *Finance Management UI Design* ## Project Result The redesigned Aella - Finance Credit Score Mobile App improved user satisfaction and reduced loan assessment time, delivering measurable efficiency gains for credit teams and increasing borrower evaluation accuracy. ## Key Efficiency Gains ### +28% Increase in Score Accuracy Machine learning-based behavioral scorecards improved credit risk identification by 28%, lowering the churn rate of approved loans. ### +31% Faster Loan Assessments The new UX reduced average credit review time by 31%, improving approval turnaround and operational efficiency. ![Credit Score Mobile App](https://res.cloudinary.com/ducxztw9n/image/upload/v1758880671/IMG_8_8feb2139e8.webp) *Credit Score Mobile App* ## Client's Feedback > We see potential in adding cross-platform reporting features to the Aella Credit App and continuing dashboard improvements based on user feedback. > > — Jack Anderson, Product Lead at Aella Credit ![Financial Dashboard UI Design](https://res.cloudinary.com/ducxztw9n/image/upload/v1758880677/IMG_9_b9716f0659.webp) *Financial Dashboard UI Design*